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Redondo Beach Reverse Mortgages

Reverse Mortgages Near You - Redondo Beach Reverse Mortgage Lender

Meet Henry Munoz

Henry Munoz Reverse Mortgages

Susana Rhoades

Real Estate Broker & Loan Officer

NMLS #228855


(213) 460-1002

 

 

Shop for the best reverse mortgage deals in Redondo Beach, California.

Henry Munoz is one of the most trustworthy and accomplished loan officers in Redondo Beach with an intimate knowledge of reverse mortgages.

He is now serving seniors along Los Angeles’ southern beaches from Santa Monica to Long Beach and throughout LA County.

Henry is a native of Los Angeles and was raised in the South Bay beach cities.

In his youth, he served in the United States Army and California National Guard as a medic from 1984-89.

But Henry is a man of many talents – he is also a licensed real estate broker and a qualified paralegal.

While reverse mortgages are his speciality, he is experienced with veteran loans, refinancing and matters involving probate, foreclosures, equity buyouts and title issues.

“My hope is to provide solid information to every single client,” Henry said.

“My business is 90 per cent referral so offering premium customer service is my lifeblood.”

And many of those referrals speak glowingly of him, including celebrity author and journalist Raymond Strait.

Raymond had already signed up for a reverse mortgage which failed to live up to his hopes or expectations when in despair, he met with Henry.

“He not only came through with what he promised but a lot more,” said Raymond.

“When escrow closed I not only got money up front, but another big check to come at the end of my first year.

“Plus, my home insurance and property taxes will be paid annually as part of the deal.

Redondo Beach, California
Caption: Redondo Beach, California. Credit: Wikimedia Commons.

“I was further surprised to learn that I still own my home and I can also leave it to my heirs.

“I don’t know about you but I’m sure glad that I hooked up with Henry.

“As they say, nothing ventured, nothing gained."

What is a reverse mortgage?

A reverse mortgage is a potential life-changer for senior homeowners and is available to anyone 62 years or older.

It is such an incredible tool because it gives homeowners the ability to access the equity they have built in their home without having to sell up and downsize.

They are uniquely tailored toward retirees who are asset-enabled but cash poor and are finding the daily cost of living a significant challenge.

Depending on the amount of equity you have in your property, a reverse mortgage could boost your standard of living substantially.

Think family vacations, home renovations, all the good things in life you may have been doing without.

Funds can be made available in several different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.

As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.

It really is one of the smartest ways homeowners can put their financial struggles behind them.

Housing prices in Redondo Beach have enjoyed a modest 2.1% rise over the last 12 months, reaching an average price of $1,446,909. (https://www.zillow.com/home-values/33612/redondo-beach-ca/)

People all over Redondo Beach are taking advantage of reverse mortgages with 4081 people enjoying their benefits including 175 in just the last 12 months.

About Redondo Beach, California

Redondo Beach, California, is a picturesque coastal city known for its laid-back beach lifestyle, stunning ocean views, and vibrant community. Located in Los Angeles County’s South Bay region, Redondo Beach offers the perfect blend of seaside charm and modern amenities. Whether you're drawn to its sandy shores, lively harbor, or thriving local culture, this city has something for everyone.

One of Redondo Beach’s most iconic attractions is the Redondo Beach Pier, a historic landmark that features waterfront dining, unique shops, and beautiful views of the Pacific Ocean. Residents and visitors can enjoy fresh seafood at local favorites, take a sunset stroll along the pier, or go on a whale-watching excursion from the nearby marina. The city is also a hub for outdoor activities, offering excellent surfing, paddleboarding, and cycling along the scenic Marvin Braude Bike Trail, which connects Redondo Beach to neighboring coastal cities.

Beyond its stunning coastline, Redondo Beach boasts a thriving community with top-rated schools, beautiful parks, and a strong local economy. The Riviera Village district is a favorite shopping and dining destination, featuring boutique stores, cozy cafés, and a welcoming small-town atmosphere. Annual events like the Redondo Beach Lobster Festival and the Super Bowl Sunday 10K Run bring residents together, adding to the city’s vibrant social scene.

As a reverse mortgage loan officer serving Redondo Beach, I’m here to help homeowners explore financial solutions that fit their needs. Whether you’re looking to tap into your home equity or secure a more comfortable retirement, I provide expert guidance tailored to your goals. With its stunning coastal beauty, thriving local culture, and strong sense of community, Redondo Beach is a truly exceptional place to call home.

Contact your Redondo Beach reverse mortgage lender today.

Henry Munoz looks forward to hearing from anyone who thinks a reverse mortgage might be the answer to their prayers.

He will be more than pleased to discuss your personal situation and you are invited to contact him on (213) 460-1002.

*As of January 2025

 

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