Reverse Mortgages Near You - Palos Verdes Estates Reverse Mortgage Lender
Meet Henry Munoz
Susana Rhoades
Real Estate Broker & Loan Officer
NMLS #228855
(213) 460-1002
Shop for the best reverse mortgage deals in Palos Verdes Estates, California.
Henry Munoz is one of the most trustworthy and accomplished loan officers in Palos Verdes Estates with an intimate knowledge of reverse mortgages.
He is now serving seniors along Los Angeles’ southern beaches from Santa Monica to Long Beach and throughout LA County.
Henry is a native of Los Angeles and was raised in the South Bay beach cities.
In his youth, he served in the United States Army and California National Guard as a medic from 1984-89.
But Henry is a man of many talents – he is also a licensed real estate broker and a qualified paralegal.
While reverse mortgages are his speciality, he is experienced with veteran loans, refinancing and matters involving probate, foreclosures, equity buyouts and title issues.
“My hope is to provide solid information to every single client,” Henry said.
“My business is 90 per cent referral so offering premium customer service is my lifeblood.”
And many of those referrals speak glowingly of him, including celebrity author and journalist Raymond Strait.
Raymond had already signed up for a reverse mortgage which failed to live up to his hopes or expectations when in despair, he met with Henry.
“He not only came through with what he promised but a lot more,” said Raymond.
“When escrow closed I not only got money up front, but another big check to come at the end of my first year.
“Plus, my home insurance and property taxes will be paid annually as part of the deal.
“I was further surprised to learn that I still own my home and I can also leave it to my heirs.
“I don’t know about you but I’m sure glad that I hooked up with Henry.
“As they say, nothing ventured, nothing gained."
What is a reverse mortgage?
A reverse mortgage is a potential life-changer for senior homeowners and is available to anyone 62 years or older.
It is such an incredible tool because it gives homeowners the ability to access the equity they have built in their home without having to sell up and downsize.
They are uniquely tailored toward retirees who are asset-enabled but cash poor and are finding the daily cost of living a significant challenge.
Depending on the amount of equity you have in your property, a reverse mortgage could boost your standard of living substantially.
Think family vacations, home renovations, all the good things in life you may have been doing without.
Funds can be made available in several different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It really is one of the smartest ways homeowners can put their financial struggles behind them.
Housing prices in Palos Verdes Estates have stayed consistent over the last 12 months, reaching an average price of $2,666,318. (https://www.zillow.com/home-values/33311/palos-verdes%20estates-ca/)
People all over Palos Verdes Estates are taking advantage of reverse mortgages with 2233 people enjoying their benefits including 102 in just the last 12 months.
About Palos Verdes Estates, California
Palos Verdes Estates, California, is a breathtaking coastal community known for its stunning ocean views, luxurious homes, and serene natural beauty. Nestled along the Palos Verdes Peninsula in Los Angeles County, this exclusive city offers a peaceful retreat from the hustle and bustle of urban life while still providing convenient access to the greater Los Angeles area. With its rolling hills, dramatic cliffs, and picturesque coastline, Palos Verdes Estates is one of Southern California’s most desirable places to live.
The city is renowned for its commitment to preserving open spaces and maintaining a low-density, residential atmosphere. Residents enjoy access to miles of scenic hiking trails, including those at Palos Verdes Estates Shoreline Preserve, which offers panoramic views of the Pacific Ocean. The Palos Verdes Golf Club and Palos Verdes Beach and Athletic Club provide additional recreational opportunities, while the Malaga Cove Plaza serves as a charming hub for dining and shopping.
Education is a priority in Palos Verdes Estates, with the area being home to top-rated schools within the Palos Verdes Peninsula Unified School District. The city also embraces the arts, with the Palos Verdes Art Center hosting exhibitions, workshops, and cultural events that enrich the community. The peaceful streets, beautiful architecture, and well-maintained green spaces make Palos Verdes Estates an idyllic place for families and retirees alike.
As a reverse mortgage loan officer serving Palos Verdes Estates, I understand the unique financial needs of homeowners in this prestigious community. Whether you’re looking to leverage your home’s equity or secure a more comfortable retirement, I’m here to provide expert guidance tailored to your goals. With its unparalleled coastal beauty, strong community values, and relaxed yet refined lifestyle, Palos Verdes Estates is a truly exceptional place to call home.
Contact your Palos Verdes Estates reverse mortgage lender today.
Henry Munoz looks forward to hearing from anyone who thinks a reverse mortgage might be the answer to their prayers.
He will be more than pleased to discuss your personal situation and you are invited to contact him on (213) 460-1002.
*As of January 2025
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